Bizarro World conversation with an insurance agent today

[flamingyouth]

For reference, see this thread: http://www.democraticunderground.com/discuss/duboard.php?az=show_topic&forum=105&topic_id=2946282

The driver's local agent calls today just to make contact. He has not been able to speak with the driver yet (probably not a good sign) and he goes on to tell me that they're still investigating whether or not the driver was at fault.

Me: Um, well, this is a building. A building that has been here for 77 years. He was driving a moving vehicle. Can that really be so hard to put together? (I'm thinking it's unlikely that the store made a sudden left turn in front of his car.)

Anyway, the idiot has several DUI convictions and was driving with a suspended license. Cue merriment. :banghead:

[Fenris]

1. Damn you for trying to operate a business near a road!

[SOteric]

2. Was the building drinking at all before the incident?

[KitchenWitch]

3. The building didn't move

the parking lot just decided to up and go inside!

[ISUGRADIA]

Sorry to hear this, Building v. Multiple DUI Loser

yes, that is a tough for an insurance agent *rolls eyes* I suppose the bright side is that the driver actually had insurance. Hope things work out.

A building near me on Hennepin Avenue here in Minneapolis had a car ram into it at night. No one hurt, and thank god no one in the 2nd floor apartment.

""

[WoodrowFan]

4. was it clearly marked as BEING a building?

he may have thought it was a big SUV??

[jburton]

5. Did the building at least honk its horn?

Could have prevented this mess.

:crazy:

[supernova]

6. Wow! You're lucky this guy HAS insurance

At that rate, he could very well have been driving around uninsured. :eyes:

Anyway, I'm glad no one got hurt.

[flamingyouth]

7. He has the bare minimum coverage to license a car here

I'm sure that based on his previous DUI conviction(s), he was paying maximum prices for very little.

Our adjuster is coming to view the carnage and photos on Monday. Then I imagine lawyers will be getting involved.

It's a miracle no one was hurt or killed - he missed the restaurant by three feet. :scared:

[woofless]

9. You'll have to go after him personally.

No insurance company will pay if the person is driving while suspended/revoked. They don't have to and it is surely spelled out in the policy declarations. Good luck.

Woof

[flamingyouth]

11. Are you serious? They don't have to pay?

:wow: I don't think this guy has a pot to piss in. This should be lots of fun. The bastard.

[supernova]

12. I think I'd be talking to a lawyer right about now, FY

Sorry to say. :-(

[flamingyouth]

13. Oh, we've already done that, believe me

The first guy who brings me the driver's head on a silver platter gets a big hug and kiss from me. :banghead:

[PA Democrat]

14. Does your state have an uninsured motorists fund?

Check it out because you may be able to recover damages through that route.

[woofless]

8. I once had a motorcycle wreck, hitting a deer at speed.

It took the Insurance company months to figure out they were not going to be able to talk to the "other driver". The deer, by the way, had been beheaded in the accident. It was deceased, it had ceased to be, it was an ex Bambi.

[supernova]

10. Oh God! How horrible!

And why am I laughing!? :rofl:

I'm glad you're alright though.