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Wcross (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:06 PM Original message |
How do the "0% credit cards" work? There has to be a catch? |
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trotsky (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:07 PM Response to Original message |
1. It never stays at 0%. |
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ProfessorGAC (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:28 PM Response to Reply #1 |
15. That, Indeed, Is The Catch |
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cestpaspossible (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:08 PM Response to Original message |
2. They sign you up , you run up a balance and they raise the rate. |
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annabanana (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:10 PM Response to Original message |
3. Your friend is heading for a train wreck... |
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Wcross (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:12 PM Response to Reply #3 |
7. I've been trying to tell him the well will run dry. |
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natrat (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:10 PM Response to Original message |
4. greedy scumbags like mbna just drool over raising you to 22% |
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Dr.Phool (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:11 PM Response to Original message |
5. I had one a few years back |
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fudge stripe cookays (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:37 PM Response to Reply #5 |
17. That's what we're doing. |
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MissB (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:12 PM Response to Original message |
6. Likely scenario: |
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Wcross (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:15 PM Response to Reply #6 |
10. Pretty hard to declare these days isn't it? |
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TahitiNut (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:13 PM Response to Original message |
8. Merchants pay up to 2.5% on credit card transactions. |
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ProfessorGAC (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:30 PM Response to Reply #8 |
16. Different Cards Are Different Rates |
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TahitiNut (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:46 PM Response to Reply #16 |
20. I always thought AmEx ("Green") was higher. |
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kysrsoze (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:13 PM Response to Original message |
9. You also typically pay a 3% transaction fee. |
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mcscajun (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:16 PM Response to Original message |
11. Another route: they only allow the 0% on balance transfers. |
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UdoKier (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:16 PM Response to Original message |
12. Yes, they are temporary deals. |
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jandrok (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:17 PM Response to Original message |
13. As others have stated.... |
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catmandu57 (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:19 PM Response to Original message |
14. You and your friend need to watch Frontline's |
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Up2Late (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:40 PM Response to Reply #14 |
19. The Frontline Link is just below |
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Up2Late (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:38 PM Response to Original message |
18. They have also started to SHORTEN the "Grace Period" to 20 Days |
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oneold1-4u (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:48 PM Response to Original message |
21. Look at ALL the tiny print! |
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RaleighNCDUer (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:51 PM Response to Original message |
22. Some of these cards, I understand, have a default clause that |
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LeftHander (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:54 PM Response to Original message |
23. They raise intrest if you pay minimum payment.... |
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iamjoy (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:56 PM Response to Original message |
24. Merchants Pay Credit Card Companies |
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jedr (1000+ posts) Send PM | Profile | Ignore | Fri Mar-18-05 12:56 PM Response to Original message |
25. watch out for transfer fees: |
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DU AdBot (1000+ posts) | Thu May 02nd 2024, 12:27 PM Response to Original message |
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