* * * IF YOU NEED TO FILE BANKRUPTCY - DO IT NOW * * *

[MikeG]

The Bankruptcy Bill will pass, as cloture was approved.

The bill as voted on will become effective six months after the House passes it,(which is a certainty) and the Chimp signs it (which is a certainty)

If you gotta file, do it NOW!!

[MikeG]

1. Kick.

[Catherine Vincent]

2. How bad off do you have to be to file?

I have a sister that was thinking about it. She has about $15,000 in credit card debt. Her and her hubby are in a house but it's in his name. Should I tell her to do it or wait it out?

[MikeG]

3. She should see an attorney - they usually give free consultations.

[AlCzervik]

5. credit cards are unsecured loans basically

15K isn't worth filling over, she should seek a debt counsler.

[wellst0nev0ter]

4. I'd Like To Personally Thank The Pierre-Lavalle DUMBOCRATS

who sold America to the fascists.





















with nice steel-toed kicks in the asses.

[Mandate My Ass]

6. We need more Paul Wellstones

Poor guy must be rolling in his grave over this travesty.

[katinmn]

7. What Kennedy said today was apt:

The law will turn bankruptcy courts into collection agencies for the credit card companies.

He said this will also have a negative impact on lots of returning national guard and reserves who left small businesses to go serve in the chimp's war.

[Kazak]

8. Do I need to file?

Recently unemployed, receiving unemployment benefits. We owe on a house, a car, and the wife's education loans. We have zero CC debt.

[ArchTeryx]

9. Bad idea...

Education loans are exempt from Chapter 7 bankruptcy to begin with (this was passed in the 90s under Clinton). And you'd also still need to make payments on both house and car or forfeit them both.

Of course, if you REALLY wanted to be cynical, you could take out huge advances on your credit card, pay down the student loans with them, then file for bankruptcy. Not sure that that little stunt would fly in a bankruptcy court, though!

-- ArchTeryx

[The Zanti Regent]

10. Lets see Joe Bidet explain why he votes for this sack of shit.

ZANTI TO JOE BIDET:

"MBNA" IS A 4-LETTER WORD!

[wellst0nev0ter]

11. Dummycrats, Dumbocrats, Dimocrats, Demoncrats, DINOcrats

Call them what you want.

Biden (D-DE)
Byrd (D-WV)
Carper (D-DE)
Conrad (D-ND)
Johnson (D-SD)
Kohl (D-WI)
Landrieu (D-LA)
Lieberman (D-CT)
Lincoln (D-AR)
Nelson (D-FL)
Nelson (D-NE)
Pryor (D-AR)
Salazar (D-CO)
Stabenow (D-MI)

http://www.senate.gov/legislative/LIS/roll_call_lists/roll_call_vote_cfm.cfm?congress=109&session=1&vote=00029

I hope Dean takes these Pierre Lavalles to the woodshed.

The choice was simple, the people or the corporations armed with glowsticks. They made very clear which side they were on. I'm against ideological litmus tests, but the issue is just too crystal clear.

[Jacobin]

12. No. The bill won't be effective for 180 days, although

it seems certain to pass.

Take your time if you think you need help. Go see a lawyer and plan it properly, if its what you think you need to do.