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Curious: Anyone notice a DROP in the amount of Credit Card solicitations?

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RobertSeattle Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:18 AM
Original message
Curious: Anyone notice a DROP in the amount of Credit Card solicitations?
Edited on Tue Mar-08-05 11:22 AM by RobertSeattle
I was reading through some articles on the Credit Card Profit Maximization bill (aka Bankruptcy "Reform") and it dawned on me that I haven't gotten any NEW Credit Card come-ons in the past couple of weeks. I could swear I get them at least one a week but for the past couple of weeks - NADA. I wonder if the CC industry has specifically decided to "lay low" while the legistlation is being rolled through the Senate.
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Redstone Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:20 AM
Response to Original message
1. That's gotta be it...
We have a phenomenal credit score, and I own a business, so as you can imagine, we were getting an AVERAGE of 8 solicitations a DAY.

Lately it's been about 1.

Your theory must be correct.

Redstone
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BOSSHOG Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:23 AM
Response to Original message
2. Come to think of it, yes
We usually get several a week, but it has slowed down considerably of late. On a similar note, Capitol One is buying one of the oldest banks in New Orleans, Hibernia. One more historical name lost to a merger.
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lse7581011 Donating Member (948 posts) Send PM | Profile | Ignore Tue Mar-08-05 11:25 AM
Response to Original message
3. Yes!
Hadn't stopped to think about it until you brought it to my attention but down from about 1 a day to 1 a week.
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Agnomen Donating Member (420 posts) Send PM | Profile | Ignore Tue Mar-08-05 11:32 AM
Response to Reply #3
5. Never kept a tally
on credit card solicitations, but wind up shredding them on regular basis, so they're still coming.
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Jazzgirl Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:30 AM
Response to Original message
4. I noticed it too.
I am so glad I'm not shredding 5-6 credit card aps a week anymore. I don't need or want anymore credit cards!
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Historic NY Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:39 AM
Response to Original message
6. You know now that you mention it......
thats one piece of mail I haven't thrown away in a few weeks. I still get ones for home loans thou.
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Lilyhoney Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:45 AM
Response to Original message
7. I noticed less yesterday when
I opened my pile of mail that I left for a few weeks and noticed that there were a noticeable amount less than what we usually get. A few months ago I had called all the solicitors and asked them to stop sending offers. They said it would take a little while. Especially Household Bank. They were a pain in the ass. We ran our credit report recently and we saw that they (household) was looking at our credit atleast twice a month. I am just happy that they have either stopped or slowed.
Also, I recently cut up my homedepot and my target credit cards! It felt great!
Go ahead and cut one up! See for yourself how good it feels.
I did it at home and I only wish I would have done it outside of the creditors stores like some groups did on buy nothing day.
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TWiley Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 12:00 PM
Response to Reply #7
14. Welcome to DU Lily Honey !
I hope you find a warm and comfortable place here at DU.

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MissB Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:47 AM
Response to Original message
8. Nope
We are still getting tons of offers.
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Mr Rabble Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:47 AM
Response to Original message
9. i got 2 yesterday
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msongs Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:49 AM
Response to Original message
10. CC Profit bill.........good name...maybe the dems should start using
that kind of language and act like the opposition ought to act. how about:

"the republican's credit card company profits bill"....
"the bush credit card corporate theft bill...."


dems need to learn to use stronger language and get everyone using the same terms...........like the repubs do.

Msongs
www.msongs.com/liberatshirts.htm
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TWiley Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:50 AM
Response to Original message
11. I have not gotten any either; I used to get a bunch.
I wonder if they project a disasterous turn in the economy. There has to be some security in order to play the numbers.

I am certain they do not want to get into the business of reposessing bowling balls, or skiing equipment.
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ernstbass Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:53 AM
Response to Original message
12. No - I still get them everyday
Capital One is the worst for sending stuff
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RobertSeattle Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Mar-08-05 11:59 AM
Response to Reply #12
13. I often send them back - just be sure to remove any personal info
I send Captial one blank envelopes back all the time. They waste my time - I'll waste theirs.

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