Can someone recommend a new credit card co.? MBNA is biggest contrib to *

[Ruby Romaine]

I don't know if this is the right forum, but todays NYT
says MBNA gave bush the most $
http://www.nytimes.com/2004/02/26/politics/trail/26TRAIL-ENRON.html
I want to send my card back.
Any ideas?
Does Costco have a credit card?

Thanks,
Ruby

[cheezus]

1. oh man, i think we might be screwed

I use MBNA too (have a cool linux fund mastercard), and I didn't know the details.

but I'd imagine that we're screwed regardless. I think the entire industry gives to republicans.

[mn9driver]

2. Do you belong to a Credit Union?

They offer Visa/Mastercard and it's usually a better deal than you get from the big banks.

[ms_splash]

3. how about "working assets"

try "working assets" or something similar that makes donations to causes you can support.

credit unions can also be a very good alternative

stay away from company or store cc that are actually mbna or citibank

Edit in subject

[Ruby Romaine]

6. guess what? i think the Working Assets card is from MBNA

Sierra Club etc...
they call it a "branded" card-
my American Library Association credit card is from MBNA

[fob]

21. Yeah, that was a big bummer. We had an MBNA card for a long

time and I cancelled it in 2000 when they were just "a" major bush* contributor, not "the" major bush* contributor. I switched to WA phone service and was very disappointed to find MBNA supplied their credit card. I called and asked about it and they said it is difficult to find someone who will work with their program. I said I would get a WA card as soon as MBNA was replaced. However, I think there may be a better way. Instead of cutting and running away from MBNA, if we engaged them and signed up and ran as much as possible through their card AND paid the balance in full each month, that would hurt MBNA's bottom line. Credit card companies want people to be able to pay their bills but carry a balance too. That's where they make their money. Finance charges and fees. If 30,000 DUers signed up and ran just $100/mo and paid it off in full, that's $3,000,000 of THEIR money we get to "play" with each month!

I'll have to think about it some more.

[trotsky]

22. Now that's an interesting strategy.

Hadn't thought of that. Hmm....

Oh wait, here's a possible snafu: don't they also get a cut of the merchant fees that stores have to pay in order to accept credit cards?

[jmowreader]

28. Yeah, about half

Guess why stores are so hot on you holding a store credit card? Store credit cards don't come with transaction fees.

[fob]

29. Yeah, I believe there's a 2% charge to the merchant.

So for "loaning" each of us $100 for a month mbna gets $2. Just make sure you use it at progressive/liberal anti-repuke type businesses!

[Stephanie]

23. It is - I have it

I can't believe Working Assets did that!

[trotsky]

7. Guess what, MBNA provides the Working Assets card!

You can't win.

[ms_splash]

13. damn...well, my mom has working assets, we don't

we have ours through the credit union.

(I'll have to tell her, she will be very upset)

We do have working assets long distance, though

[Ruby Romaine]

14. Yup-from the working assets web page

** Qualify for up to one “2 can fly for the price of 1” voucher issued by LifeStyle Vacation Incentives, Inc. (LVI) when use of your eligible MBNA-issued credit card account has met the following requirements: (a) Make at least one purchase or cash advance transaction (no minimum value, but transaction fee may apply) before 12/31/04; (b) Send at least the Minimum Monthly Payment for receipt by 2 p.m. ET, on the Payment Due Date for each of the account’s first three (3) complete billing cycles with MBNA; and (c) Do not exceed the credit limit for the account at any time.

[PATRICK]

4. Check your union, credit union even

the DNC is getting into the act. Which means profits go to the organizations and the causes you support not looped back against your interests while picking your pocket a few times over. Working Assets(Ben and Jerry) allows you to designate where the profits go and they have a card. Phone services too. The more you can opt out of supporting corporate hogs the better.

Wachovia, a First Union Bank credit empire dared to lecture American workers to "get over" job loss to India. Just a natural cycle. I suppose the natural cycle also includes their studied tax evasion(they pay zilch) where our tax money actually subsidizes them in the form of rebates! We can't seem to make our government rein in these crooks so look hard to take your business back to the people- and make that something Wachovia will just have to "get over."

[Ruby Romaine]

12. isn't the Working Assets card through MBNA?

[Qanisqineq]

5. THEY DO?

:wtf:
Crap, and I owe them sooo much money. The only reason I have a card through MBNA is for a percentage to be donated to the National Wildlife Federation. What to do... ?

[ms_splash]

9. I know, my student loans are through citibank

I just hate it, but i started taking out loans so long ago, and there's nothing I can do aboutit now.

[PATRICK]

26. Our organizations aren't banks of course

but just as the unions becoming shareholders puts them on the internal battleground to force social responsibility so too does the use of liberal organizations force the banks and the flow of money away from pure profiteering against our interests. Let's face it. The More money that gets delegated the more you have to oversee it in an era of compromised government. Can you trust Ben and Jerry forever? The AFL-CIO? Remember what happened to other bloated advocacy groups once infiltrated or grown hidebound and compromised.

It is the sign of an aware and active populace added to a shifting of funds away from the pyramid game that is the double kick. Easy to do at first but you have to keep at it critically. I would be nervous if some of the cards became huge banks moreso than if they effected begrudging social awareness on the part of existing banks(with an eye to counterattack and corruption of course). Meanwhile the more that fight back by switching the more the balance will be affected. Working Assets giving phone calls to Congressman free is something you won't see AT&T doing.

Our credit union uses banks for qualifying home mortgages, but everything around that is consumer friendly or else and the money serves the membership.

[myomy]

8. Just read on another post that Capital One isn't on * contrib. list.

I'm not a stockholder, but I do have their credit card in my pocket.

[trotsky]

10. Capital one outsources.

Most of their call centers are now in India.

There's just no way to win anymore.

[eileen from OH]

11. I have their Miles One MC

and we've gotten a bunch of free trips out of it. $35 annual fee, interest rate competitive (though we pay it off every month so that's no biggie for us.) We use if for just about everything, including son's college tuition, to rack up the miles.

eileen from OH

[Ruby Romaine]

15. With more than 5,100 MBNA "branded" cards to chose from!

With more than 5,100 endorsed programs to select from, MBNA has a credit card that's right for you.

I wonder if MBNA will be the company behind the DLC card?

[watercolors]

16. Have a BJ's card

Its a First Bank Card, BJ's a Dem supporter.

[orwell]

17. Vote With Your Wallet

There is some merit to the idea of a revolt against King George in the form of economic boycott of his "enablers."

Even if MBNA's business was hurt 10% it would definitely get their notice. Why should we contribute to re-elect *.

The key would be to cancel the card on the phone and TELL THEM why you are canceling.

This is the most powerful vote that there is.

This is also why it is idiotic to watch Faux, MSRNC, or visit Sludge. We only put money in their pockets so they can club us over the head-economic masochism.

O

[ms_splash]

18. I dropped my MBNA and told them why

Or at least I told the woman on the phone.

[historian]

19. pulaski bank

its a small one (in arkansas?) with very low rate if you have good credit. Other thing you can do is to pay off entire amount at end of month - that pisses them off - its like giving you free money for a month.

[Touchdown]

20. Apple credit goes through MBNA

I just bought a new powerbook and my first bill came from MBNA. Good thing I got 6 months same as cash. I'll pay it off early and owe them not a dime!

I'm calling Apple about this, since they contribute heavily to Dems!

[adriennel]

24. MBNA is evil!

I would advise you dump the MBNA credit card but don't be surprised if they continue to bug the hell out of you. I have asked them repeatedly to leave me alone - after they opened an account WITHOUT my permission - and they continue to bug the hell out of me!
Perhaps you can get a credit card through your bank or select a credit card based on incentives (i.e. I have an automotive credit card) good luck!

[Name removed]

25. Deleted message

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[MadHound]

27. Unless you have a job that requires you to have a card

Cut the damn thing up and stay away from credit cards. I've never had a card in my life, and have never missed it. If I need to order something, I send them a check. If I need emergency money, I carry it. If I need to rent a car, I go with a local agent.

Quite frankly credit cards are the biggest sucker bets in history. Paying money for the privlege of spending it. Geez think about what you could do with that money your saving on interest payments. And if you don't have money for that new whatzamahoojit, well wait, and save your money until you can afford it.

I realize that there are some people that are almost required to have a credit card, due to work or lifestyle. But the vast majority of Americans could do without out the damn things, and we all, individually and collectively, would be better off.