for everything dear to you that you've lost or cut back on during these times of economic strife, there IS a silver lining.
I'm listing some of the painful losses I've endured and the good that came from them. I hope it helps you get through your own personal financial struggles and gives you the tools necessary to make the most of your suffering.
Pre-stirred yogurt
This was one of the first costly luxuries I gave up when I realized the gravity of my financial situation. Yes, it's exhausting having to actually stir the yogurt flavoring in with the yogurt, but after several months, I noticed my arms and pecs strengthening. It's a great way to combine breakfast and exercise. Turns out I never really needed that gym membership and personal trainer in the first place.
Job
You may have lost your vocation and income, but look at all the extra time you've got on your hands. This is your opportunity to fulfill your lifelong dream. As long as that dream doesn't involve making money. You'll also make lots of new friends on the unemployment line.
Credit cards
You'll get used to not being able to buy whatever you want on a whim, I promise. Once you emerge from the fog of your shopping frenzy you'll realize that maybe you really don't "have to have" that core biopsy, or blood pressure medicine after all.
The cleaning lady
Letting my cleaning lady go was the hardest thing I had to do. But now that it's done, it's a relief not having to wake up early every Wednesday morning to clean up before she gets here. But the real up side is when I told my cleaning lady I could no longer afford her, she offered me a job doing her laundry (she doesn't do laundry). Sometimes she even gives me her hand me downs.
Health care
I've got to tell that you the years of not having health care have been the most blissful of my adult life. Granted, there will still be nights you'll awaken in a cold sweat because you haven't had a mammogram in six years and you're sure it's probably already too late. On the other hand, NOT having health care can make what little time you have left much less unpleasant. You'll save thousands of dollars a year in unnecessary tests, not to mention the time saved in waiting rooms and emergency rooms dealing with the botched procedure. And face it, the stress of waiting for test results and and pleading with your insurance company to make good on their promise to cover you can take years off your life (it can also take years). Yes, you'll miss your anti-depressants, but it's quite probable that the health care system is what made you need them in the first place.
Electricity.
Sure it's annoying not being able to see after sundown. But there are definite pluses. My night
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