Reply #8: Yes, I do [View All]

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In many states, including my own, you MUST have auto insurance, or you can't drive legally. You MUST have some form of health insurance in order to avoid horrendous costs if you need to enter an ER. (I'm in Mass.)

For those of us on Medicare, we must select a Plan D in order not to have highly expensive prescriptions. They will then make you pay them in order to charge you slightly less for your pills. Meanwhile, these sane drugs are transported to Canada, where they are then offered to the people of that country for a lot less than what we pay here WITH the insurance.

The insurance companies in many ways control us--they make it such that even the slightest bad situation makes many people quake in fear.

How is that NOT the same as a protection racket of sorts? We have NO choice to make--if we want to drive, we need to pay two groups--the Registry of Motor Vehicles AND an insurer. If we try otherwise, they will arrest you if you get stopped.

If you don't have personal health insurance, you risk your house, your properties and pretty much everything if you don't pony up with a monthly payment to an insurance company.

The Republicans got their way in the Health care bill, where a lot of insurance companies made sure that they were to be included, right or wrong with the bill. Making the government the sole manager of the plan would wipe out the profits of the insurance moguls, so Pukes went and made sure that the third party, the insurance companies, got their share of the moola.

We bitch and moan about the health care bill, and the answer is staring us in the face: kill the middle man, and there will be lots of money to spare.

I think this is wrong, personally. I think insurance companies suck in general, and yes, I've worked at several of them over the years. It's quite startling to see how much of our income is paid to these companies.

These people sit in offices and make sure you are being screwed as much as a gang or mob asking for your money just to "make sure" nothing happens to you or your property. They don't need to actually harm you so much, but their game is to eke out every single penny they can from you, as they pore over actuarial tables with likely outdated information. The insurers are NOT your friends--they are out to make money on both human suffering and on our properties.

If you have a physical disability, they charge you more. If nothing ever happens to you, in the meantime, you have paid countless years of money into their grubby hands for nothing.

Mandatory insurance is essentially blackmail in many ways, and there are people out there who can't afford to pay all this extra money when they are practically on the street in the first place.