81. Counter Advice: Sit on your cash. Sit on your debt.
Please do not listen to internet message board financial advisers who tell you things like "if you have a job and have debt please consider using this time to pay that debt as much as possible."
Please do not be moved by such urgent messages from strangers who likely lack the expertise to advise you.
Your personal investment needs depend on your needs. How old are you? Do you have sources of income? Are they reliable? Do you have large debt? Do you have high interest debt? These are but a few of the questions that might reveal what your objectives should be and how to get there. It is not "one size fits all." What works for the OP may be a terrible plan for you.
Find someone you trust, and work through them to find a plan for yourself.
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