Reply #47: Was there another agency he was supposed to call, say, if he wanted [View All]

[TwilightGardener]

to suddenly subscribe to fire protection? Let's say his subscribed neighbor has built a giant bonfire on a windy day, and things aren't looking too good. Or let's say his wife changes her mind and says, I want to subscribe. When are they covered--one month, one day, one hour before disaster strikes? We've already established that this really isn't a form of insurance, so insurance laws wouldn't apply. This is why it's ridiculous--and I'm not sure the man won't have grounds for a suit for the non-response, really. They may have had a duty to respond if he had a change of heart.