I'm Thinking of Stopping Paying Bank of America [View All]

[dehaiti]

Today, I received notice that my credit limit had been cut on two of my BOA credit cards. They cut them to basically what I owe.
I have NEVER been late and always paid much more than the minimum yet they decided that "I had enough credit".
This is the second time they have done this in the last two years yet my credit score is good <720+>. The first time I called and discussed it and they reinstated the limit but now I am just sick of them. I really don't need their damn credit cards and could pay them off in a couple of months, easily. I just was using them in order to maintain a credit history for my daughter's upcoming college. Now though they have seriously angered me. I am considering not paying them at all. What can they do? Lower my credit score? They just did that when they cut my limit. Can they call me? Yep, until I tell them to stop. Can they send me letters? Yep, I can throw them in the garbage too. I can get by without any credit and until we do something really radical this sort of thing is not going to change.
Thoughts?