Reply #58: I may not understand everything you are saying here but [View All]

[fasttense]

I understand this:

"At that point, my mortgage servicer changed and the new company was one I knew to be disreputable."

The same thing happened to our mortgage. We were with a reputable bank. After about 8 years they sold our loan to a very disreputable mortgage servicer. We checked them out on line and found they were very bad and had complaints everywhere.

So we decided to refinance our loan with a commercial credit union we have been with for over 20 years. Now we are having trouble getting the pay off. When my husband called they refused to tell us what the pay off was. Now our credit union is fighting with the servicer and our closing is delayed.

I hope we are not in the same situation as you. We managed to get a fairly low priced title insurance which gives me hope that our paperwork has not all been messed up through MERS.

We'll see.....